Combined All Risks Insurance Brokers Nigeria Limited is a registered insurance broker providing risk management and insurance solutions for businesses and individuals.
We help our clients better quantify and manage their risks in order to survive and thrive.
We are committed to providing outstanding level of service for our clients, who are at the centre of everything we do. Our culture of professionalism and customer centeredness have set us apart from the pack. We work together with our customers to understand their business needs and individual circumstances. Hence, we are able to recommend solutions from our broad range of products and services that mitigate risk and add value.
Combined All Risk Insurance Brokers Limited has been registered by the Nigerian Council of Registered Insurance Brokers (NCRIB) and the National Insurance Commission (NAICOM) in Compliance with the Insurance Act of 2003 and the Nigerian Council of Registered Insurance Brokers (NCRIB) Act of 2003.
Our Core Values
R ELIABLE XPERTISE
T EAM WORK
E XCEPTIONAL SERVICE
C USTOMER FOCUS
OUR COMPETITIVE EDGE
Given that information technology is increasingly harnessed by global companies for effectiveness in the world today,we are committed to aligning with this trend to our customers’ benefit by exploring cutting edge technology to eliminate painfully slow transactions, avoid complex processes and inefficient bureaucracies. Making room for online transactions. In time, customers are able to get competitive quotes, pay their premiums and file their claims. We will be able to profile, up-sell, cross-sell with the ultimate aim of effectively servicing our clients.
T his is an insurance cover purchased by a company on the life of a key person within the organisation to protect the company against loss of profit or cost of replacing the key person in the event of demise. The aim is to compensate the business for losses and facilitate business continuity.
A keyman can be anyone directly associated with the business whose demise can cause financial strain to the business; such person could be an employee, an owner, a director, a shareholder, etc
Benefits of Keyman Insurance
Guarantees ability to meet financial obligation
Replaces profit that ordinarily would have been lost
Provides funds for meeting the cost of replacing / training a successor
W ith this plan, you simply choose the amount of life cover you need and the length of time for which you need it. This is the simplest and most affordable form of life insurance. This policy provides for the payment of the sum assured only if the life assured passes on within the specified period. Term Insurance does not provide any surrender value. Benefit is payable to the specified beneficiaries on the demise of the policyholder.
I t is wise to save for a rainy day, but even more important to choose the right savings plan.
Savings policies offer you a combination of returns on your medium/long term savings and Life Insurance cover.
W ith education insurance, you can build up funds to finance the education of your children/wards. It also provides financial protection for your children’s education in the event of demise or permanent disability within the duration of the policy.
I t has been designed to ensure that your family will always have a roof over their head even in the event that the unexpected happens. It is a form of decreasing Term Assurance. It is used to repay outstanding balance on mortgage when demise occurs. Eliminates the risk of one’s family losing its home in the event that you pass on before your home mortgage is paid off. Not a substitute for the primary responsibility of the borrower to repay his credit facility when alive. The benefits are paid directly to the lender i.e. mortgage institution.
T hey are investment-linked products that have been designed to help you save money according to your needs with the added benefits of affordable insurance plans.
I t provides cover on medical, financial and other losses incurred while travelling outside the country of residence. It covers all travelers for holiday and business purposes in the event of accidents, sickness or loss of property.