Our Story

Combined All Risks Insurance Brokers Nigeria Limited is a registered insurance broker providing risk management and insurance solutions for businesses and individuals.

We help our clients better quantify and manage their risks in order to survive and thrive.

We are committed to providing outstanding level of service for our clients, who are at the centre of everything we do. Our culture of professionalism and customer centeredness have set us apart from the pack. We work together with our customers to understand their business needs and individual circumstances. Hence, we are able to recommend solutions from our broad range of products and services that mitigate risk and add value.

Combined All Risk Insurance Brokers Nigeria Limited

With Business offices at Lagos and Abuja, Combined All Risk Insurance Brokers Nigeria Limited offers superior insurance intermediary service to both individual and corporate clients.

Combined All Risk Insurance Brokers Limited has been registered by the Nigerian Council of Registered Insurance Brokers (NCRIB) and the National Insurance Commission (NAICOM) in Compliance with the Insurance Act of 2003 and the Nigerian Council of Registered Insurance Brokers (NCRIB) Act of 2003.

Our Core Values


Our Vision

To be a thought leader in the insurance industry in Africa while delivering superior services to our clients.

Our Mission

To provide outstanding insurance intermediation service through continuous customer evaluation and cutting edge technology.

Our Competitive Edge

Given that information technology is increasingly harnessed by global companies for effectiveness in the world today,we are committed to aligning with this trend to our customers’ benefit by exploring cutting edge technology to eliminate painfully slow transactions, avoid complex processes and inefficient bureaucracies. Making room for online transactions. In time, customers are able to get competitive quotes, pay their premiums and file their claims. We will be able to profile, up-sell, cross-sell with the ultimate aim of effectively servicing our clients.


  • Ensuring prompt arrangement of insurance cover and renewals
  • Placing of clients business with reputable insurers
  • Advisory services & solutions
  • Risk assessment and analysis
  • Researching policies from different insurers
  • Claims processing/administration
  • Negotiation of competitive premiums and policy terms with insurers; giving clients the best coverage at the optimal price

Board of Directors



+234-818-777-7770 omotayo.ajani@caribnigeria.com

Omotayo Ajani, a ‘University Scholar’ holds a B.Sc. (Hons) in Accounting from the University of Ilorin. He also has an Executive MBA from Lagos Business School, Pan Atlantic (formerly Pan African) University and Bangor University, United Kingdom.
‘Tayo is a Full Member of the Nigerian Institute of Management (Chartered), an Associate Member of Chartered Institute of Bankers of Nigeria (CIBN) and Scotland. Also, he is a Fellow of the Institute of Credit Administration.
He started his banking career in 1992 as a Management Trainee in Kapital Merchant Bank Limited and later joined Citibank Nigeria same year. He features over 23 years working experience (mostly as Head, Corporate Banking) with different foreign & Nigerian financial institutions including Citibank, Access Bank, UBA, Oceanic/Ecobank & Keystone Bank. His areas of expertise include Marketing and new Relationship Development, Deal Originating & Structuring, Leadership & People Management and Credit Analysis & Risk Management.
Tayo’s first stint in Insurance started while acting as a Director on the board of KBL Healthcare Limited where he played vital role in turning the business from a loss to profit making entity. He is currently a Director of Combined All Risks Insurance Brokers (CARIB) Nigeria Limited.



+234-806-080-7067 akinwale.adedoyin@caribnigeria.com

Akinwale Adegboyega Adedoyin is the Chief Executive Officer (CEO) of Combined All Risks Insurance Brokers (CARIB) Nigeria Limited. He is a seasoned insurer and an erudite accountant and banker. He holds a B.Sc. (Hons) degree in Accounting as well as MBA in Finance & Accounting.
He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN); Fellow, Institute of Chartered Secretaries and Administrators, London (ICSA) and Fellow, The Chartered Institute of Bankers of Nigeria (CIBN). He is also an Associate member of many professional bodies amongst which are Chartered Institute of Insurance of Nigeria and The Chartered Institute of Taxation of Nigeria.
He has experience in various sectors of the economy spanning over twenty-five (25) years among which are Ogun State Broadcasting Corporation (Gateway Radio), Abeokuta, Guinea Insurance Plc, Excel Insurance Brokers and Coral International Insurance Company Limited, BDO OFO Consulting Limited (an offshoot of Coopers and Lybrand), Intercontinental Bank Plc, Intercontinental Finance and Investment Limited and Access Bank Plc among others.


Executive Director

+234-818-099-6418 tokunbo.olayiwola@caribnigeria.com

Tokunbo Abiola Olayiwola holds a B.Sc (Hons) in Geology from Federal University of Technology Minna. She has garnered over 8 years working experience with leading Insurance and financial Institutions.
Tokunbo started her Insurance career with Mutual Benefits Insurance Plc where she played a key role in business development in the Ikoyi region. She had also handled different Marketing and Business Development functions while working with Law Union and Rock Insurance Plc. Her experience spans across Product Development, Sales & Marketing, Business Development and Financial Management. Tokunbo is also an Executive Director on the board of Paradise Forex BDC Limited. She was recently appointed as an Executive Director of Combined All Risks Insurance Brokers (CARIB) Nigeria Limited.



+234-818-968-1412 olalekan.adeleke@caribnigeria.com

Olalekan Adesina Adeleke holds a B.Sc (Hons) in Industrial and Production Engineering from University of Ibadan, the Nigerian premier higher institution. He also holds an MBA degree from the prestigious Robert Gordon University Business School, Aberdeen, Scotland, United Kingdom. He has over 15 years working experience in leading brands like Ecobank Plc (the Pan African Bank), Conoil Plc (formerly National Oil Plc) and Pricedove Energy Limited before veering into private business. He is the founder & MD/CEO of Whitebricks Contruction Limited (a property development & marketing company). He is also a member of Board of Directors of other companies like Cocoon Oil & Gas Limited, Cocoon Midstream Specialties Limited, Laykcan Global Services Limited and Paradise Forex BDC Limited. Lekan was recently appointed as a Non-Executive Director of Combined All Risks Insurance Brokers (CARIB) Nigeria Limited.



+234-818-440-0210 daniel.oladepo@caribnigeria.com

Daniel Sunkanmi Oladepo holds a B.Sc (Hons) degree in Geography & Master of Business Administration from the prestigious Obafemi Awolowo University (OAU). He also hold a Post Graduate Diploma in Statistics from Ahmadu Bello University (ABU), Zaria. He has handled Sales & Marketing functions with leading brands like Nestle Foods Nigeria Plc and Investment One (formerly GTB Assets Managements). He is also a Statistician with the National Bureau of Statistics, Abuja. Sunkanmi was recently appointed as a Non-Executive Director of Combined All Risks Insurance Brokers (CARIB) Nigeria Limited.