Pecuniary Insurance

Consequential Loss

This is a policy meant to cover losses sustained by Business owner/company due to loss or damage to their operational premises which led to interruption in their normal business operation and sustain losses/expenses on the areas of Loss of Profit, Wages, Auditors fee.

This could happen as a result of the operation of the Perils such as Accidental damage, Fire including Lightning & limited Explosion, Explosion (Industrial), Aircraft, Riots, Strikes, Lock-out, Malicious Damage, Earthquake or Volcanic Eruption.

Fidelity Guarantee

Fidelity Guarantee policy indemnifies against infidelity of an employee which leads to financial loss. It covers for the loss of money, goods and/or stock arising from dishonesty, embezzlement or misappropriation of company’s funds &/or property by employees.

In any of these cases, the number of persons and the limit of guarantee against any one loss would be advised as well as aggregate amount of guarantee in a given year.